Privacy Policy.

Secure Quote is an independent insurance brokerage that helps consumers compare life insurance and annuity options from top-rated carriers. We are not an insurance carrier — we connect you with licensed agents and carriers who can issue coverage.

When you use our quote tool or contact form, you are interacting with Secure Quote directly. Any information you provide is handled according to this policy.

We use the information we collect to:

• Generate your estimated insurance rate and connect you with a licensed agent
• Follow up on your quote request by phone or email
• Improve our website, quote tool, and overall service
• Measure the effectiveness of our advertising campaigns
• Comply with state and federal insurance regulations
• Detect and prevent fraud or abuse

We do not use your information to make automated decisions that significantly affect you, and we do not use health information you provide for purposes other than facilitating your insurance inquiry.

We do not sell your personal information. We share it only in the following circumstances:

• Licensed insurance carriers and agents — When you complete a quote, your contact information and quote details (age, coverage amount, tobacco status, state) are shared with licensed agents or carrier partners who will follow up with you. These parties are bound by confidentiality obligations and applicable insurance regulations.
• Marketing and analytics platforms — We share limited data (such as a “Lead” conversion event) with Meta Platforms to measure the performance of our advertising. We do not share your name, email, or phone number directly with Meta for targeting purposes.
• Service providers — We use trusted vendors for website hosting, CRM/lead management, and email delivery. These vendors process data on our behalf under confidentiality agreements.
• Legal obligations — We may disclose information if required by law, subpoena, or regulatory request, or to protect the rights and safety of Secure Quote, our users, or others.

We do not share your information with unaffiliated lead aggregators or data brokers.

We use industry-standard security measures including encrypted connections (HTTPS), secure data storage, and access controls to protect your information. Form submissions are transmitted securely and stored in protected systems.

No method of transmission over the internet is 100% secure. While we take your data security seriously, we cannot guarantee absolute security.

If you are a California resident, the California Consumer Privacy Act (CCPA) gives you specific rights regarding your personal information:

• Right to Know — You may request that we disclose the categories and specific pieces of personal information we have collected about you, the sources, our business purpose for collecting it, and the categories of third parties we share it with.
• Right to Delete — You may request that we delete personal information we have collected from you, subject to certain exceptions (such as information needed to complete a transaction or comply with legal obligations).
• Right to Opt Out of Sale — We do not sell your personal information. You do not need to opt out, but you may contact us to confirm this.
• Right to Non-Discrimination — We will not discriminate against you for exercising any of your CCPA rights.
• Right to Correct — You may request correction of inaccurate personal information we hold about you.

To submit a CCPA request, please use the contact form on our website. We will respond within 45 days. We may need to verify your identity before processing your request.

Regardless of your location, you may:

• Opt out of marketing emails — Use the unsubscribe link in any email we send, or contact us directly.
• Request your data — Ask us what personal information we hold about you.
• Request deletion — Ask us to delete your personal information from our systems.
• Withdraw consent — If you previously consented to marketing, you may withdraw at any time.

To exercise any of these rights, please use our contact form. We will respond within 30 days.

We retain your personal information for as long as necessary to fulfill the purpose for which it was collected — typically for the duration of your insurance inquiry and any resulting relationship. If you request deletion, we will remove your information within 30 days except where retention is required by law or legitimate business need (such as financial recordkeeping).

Our services are intended for adults (18 and older) seeking insurance coverage. We do not knowingly collect personal information from anyone under 18. If you believe a minor has submitted information through our site, please contact us and we will delete it promptly.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will update the “Last updated” date at the top of this page. We encourage you to review this policy periodically.

If you have questions about this Privacy Policy, want to exercise your rights, or have a privacy concern, please reach out through our contact form. We take privacy inquiries seriously and will respond promptly.