MYGA Rates

Today's Top MYGA Rates.

Explore competitive multi-year guaranteed annuity rates from highly rated insurance carriers.

Rates subject to change.Last updated: May 2026
Current Rates

Top rates by term length.

1 Year MYGA

5.10%

annual yield

Gainbridge

AM Best A- · Updated May 2026

Other Competitive Rates

Atlantic Coast Life5.05%
Corebridge Financial5.00%
SILAC4.95%

3 Year MYGA

5.45%

annual yield

Atlantic Coast Life

AM Best A- · Updated May 2026

Other Competitive Rates

Gainbridge5.40%
Corebridge Financial5.35%
MassMutual Ascend5.30%

5 Year MYGA

5.85%

annual yield

Atlantic Coast Life

AM Best A- · Updated May 2026

Other Competitive Rates

Gainbridge5.80%
MassMutual Ascend5.75%
Corebridge Financial5.70%

7 Year MYGA

6.00%

annual yield

SILAC

AM Best B+ · Updated May 2026

Other Competitive Rates

Atlantic Coast Life5.95%
Gainbridge5.90%
Knighthead Life5.85%

10 Year MYGA

5.75%

annual yield

Knighthead Life

AM Best A- · Updated May 2026

Other Competitive Rates

Atlantic Coast Life5.65%
Corebridge Financial5.60%
Gainbridge5.55%

Rates subject to change and may vary by state and availability.

Last updated: May 2026.

Education

What Is a MYGA?

A MYGA (Multi-Year Guaranteed Annuity) offers a fixed interest rate for a set period of time, helping provide predictable growth and principal protection.

Guaranteed Growth

Lock in a fixed interest rate for a set number of years — no surprises, no market risk.

Principal Protection

Your principal is protected from market volatility for the full duration of your contract.

Tax-Deferred Growth

Earnings accumulate tax-deferred until withdrawal, allowing more efficient compounding over time.

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