Terms of Service.

By accessing and using the Secure Quote website and services, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

Secure Quote provides an online platform that connects consumers with licensed insurance agents and carriers. We do not ourselves issue insurance policies — all policies are issued by licensed insurance carriers. Our role is to facilitate the quote and application process.

• You must be at least 18 years of age to use our services.
• You must be a resident of the United States.
• You represent that all information you provide is accurate and complete.

Submitting a quote request does not guarantee coverage or any particular premium rate. All insurance applications are subject to underwriting approval by the issuing carrier. Rates displayed are estimates and may change based on underwriting review.

You agree not to:

• Provide false or misleading information
• Use the platform for any unlawful purpose
• Attempt to gain unauthorized access to any portion of the platform
• Interfere with or disrupt the integrity or performance of the platform
• Reproduce, duplicate, or resell any part of our services without written permission

All content on this website — including text, graphics, logos, and software — is the property of Secure Quote or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our express written permission.

Our platform may contain links to third-party websites or services, including insurance carrier portals. These are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The platform and all content are provided “as is” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the maximum extent permitted by applicable law, Secure Quote shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost data, or loss of goodwill — arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

You agree to indemnify and hold harmless Secure Quote and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys’ fees) arising out of your use of the platform or violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions. Any disputes shall be resolved in the appropriate courts of competent jurisdiction.

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page and update the “Last updated” date. Your continued use of the platform after changes constitutes your acceptance of the revised Terms.

For legal inquiries, please reach out through the contact form on our website.